Interpretation and Definitions

Interpretation

The words with initial capital letters have meanings defined under the following conditions. The definitions apply whether the terms appear in singular or plural.

Definitions

• Account: A unique account created for you to access our Service or parts of our Service.
• Company: Refers to James Costello, 1617 Wollacott St., Redondo Beach, CA 90278.
• Cookies: Small files placed on your device containing details of your browsing history on the website.
• Device: Any device that can access the Service, such as a computer, cellphone, or tablet.
• Personal Data: Information relating to an identified or identifiable individual.
• Service: Refers to the website Retirement Annuities, accessible from http://retirementannuities.carrd.co/.
• You: The individual accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We may collect the following personally identifiable information:

• Email address
• First name and last name
• Phone number
• Address, State, ZIP/Postal code, City

Usage Data

Usage Data may include details such as your device’s IP address, browser type, and pages visited.

Use of Your Personal Data

Your Personal Data is used to:

• Provide and maintain our Service
• Contact you
• Analyze advertising campaigns

If you choose to proceed with an application for an annuity or life insurance product after discussing with a representative of Retirement Annuities, your submitted application will include Personal Data provided by you. This data will be shared solely with the carrier you select. The carriers we work with include:

• Global Atlantic
• Athene
• F&G
• United of Omaha
• AIG
• Nationwide
• John Hancock

Leads generated through Facebook or Instagram will only be used by Retirement Annuities to contact you via phone, SMS, or email and will not be shared with third parties unless you proceed with an application.

You can opt out of receiving further communications at any time by replying "STOP" to an SMS or by sending an email with the subject line "UNSUBSCRIBE" to [email protected].

Contact Us

If you have any questions about this Privacy Policy, contact us at:

Email: [email protected]